You don’t need to be a tech company to deliver a modern benefits experience. You just need the right partner. Let’s build something smarter together.

Cost trend is projected to reach its steepest point since 2012. Cutting a little each year is the habit most employers have built, and this is the year it stops working. Six reports from the past month, and what each one closes off.

Only about 28% of employees say they are very prepared for a $1,000 medical expense, and about 57% have put off care because of the cost. Not every company looks like this. Here are the simple questions that show whether your plan is reaching the people it is meant for.

A plain answer to what a level-funded health plan is, what your monthly payment covers and what happens to the money at the end of the year.

Picture two owners. Both have about 40 people. Both have the same renewal in front of them.

A plain explanation of what a benefits benchmark is, where the comparison group comes from and what you get at the end of it.